If you’ve been injured at work in North Carolina, you might wonder, “Can I sue my employer?” This is a common question among employees who are dealing with the aftermath of a workplace injury. The process of recovery can be stressful, and understanding your rights and the options available is crucial in determining the best course of action following a workplace injury.
It’s important to know the protections and limitations under North Carolina’s workers’ compensation laws and how they impact your ability to seek additional compensation through a lawsuit. By gaining a clear understanding of your legal standing, you can make informed decisions that best support your health, financial stability, and overall well-being during this challenging time.
Workers’ Comp Provides No-Fault Compensation
North Carolina’s workers’ compensation system is designed to provide no-fault compensation to employees who are injured on the job. This means that regardless of who was at fault for the injury, you are generally entitled to benefits such as medical expenses and a portion of your lost wages. The workers’ comp system aims to quickly and efficiently provide financial relief without the need for litigation.
You Can Almost Never Sue for a Work Injury
In most cases, you cannot sue your employer for a work injury because workers’ compensation is intended to be the exclusive route to compensation. By accepting workers’ comp benefits, you typically waive the right to file a lawsuit against your employer for negligence. This trade-off is designed to protect both employees and employers, ensuring that injured workers receive timely support while employers avoid lengthy and costly litigation.
Exceptions: When a Lawsuit May Be Necessary
While the workers’ compensation system covers most workplace injuries, there are specific exceptions where filing a lawsuit against your employer may be necessary:
Intentional Harm by an Employer
One of the rare situations where you might be able to sue your employer is if you can prove that your employer intentionally caused your injury. This means showing that your employer deliberately engaged in conduct that they knew would result in harm. Intentional harm is difficult to prove and requires substantial evidence of malicious intent.
Employer’s Gross Negligence
Another exception is gross negligence. If your employer’s actions or omissions were so reckless that they constituted gross negligence, you might have grounds for a lawsuit. Gross negligence goes beyond ordinary carelessness or lack of attention; it involves a significant disregard for the safety and well-being of employees.
Third-Party Involvement
In some workplace injury cases, a third party may be involved. For example, if you were injured by a defective piece of equipment or by the actions of a subcontractor, you may be able to pursue a third-party lawsuit while also receiving workers’ comp benefits. This dual approach can help ensure that you receive full compensation for your injuries.
Failure To Provide Workers’ Compensation Coverage
If your employer fails to provide the legally required workers’ compensation coverage, you may have the right to sue them directly. Employers in North Carolina are mandated to carry workers’ comp insurance, and failing to do so not only violates state law but also leaves them vulnerable to direct legal action from injured employees.
It’s Always Best To Consult With a Lawyer First
Navigating the complexities of workers’ compensation and potential lawsuits can be challenging. It’s always best to consult with an attorney to understand your rights and options fully. At Lewis & Keller, we have extensive experience handling work injury cases and can help you determine the best path forward. If you’re wondering whether you can sue an employer, contact us today for a consultation to ensure you receive the compensation you deserve.