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What To Do If You Get Hurt on the Job in North Carolina: A Comprehensive Guide

If you’re wondering what to do if you get hurt on the job, act quickly to protect your health and your rights. This guide provides a clear roadmap to help you navigate the process, and it highlights how a workers’ compensation lawyer can assist in securing the benefits you may deserve. Whether you’re in Winston-Salem, Greensboro, Lexington, Salisbury, or elsewhere in North Carolina, Lewis & Keller is here to guide you every step of the way.

The Basics

If you get hurt on the job, you should immediately inform your employer about your injury and seek medical attention as soon as possible. Clearly communicate to your doctor and employer that your injury is work-related to ensure it is documented appropriately. Following up on all medical appointments and keeping thorough records will help strengthen your claim and support your recovery.

Key Takeaways From This Page

  • Timely reporting and accurate documentation are critical to ensuring a worker’s comp claim is processed smoothly.
  • Seeking medical care from an approved provider and following your doctor’s instructions will strengthen your case.
  • North Carolina workers’ compensation law has unique requirements, such as notifying your employer within 30 days.
  • A workers’ compensation lawyer can protect your rights, address disputes, and help secure fair compensation if your claim is denied or undervalued.

1. Seek Medical Help

When you get hurt on the job, your health should always come first. Seeking medical attention immediately is critical for your well-being and for documenting your injury. Acting quickly ensures you meet the 30-day reporting deadline and prevents complications in both your recovery and your ability to secure benefits.

Can You See a Doctor of Your Choice? 

In North Carolina, workers’ compensation law typically requires injured employees to visit a doctor chosen or approved by their employer or the employer’s insurance provider. While this can feel restrictive, following this rule helps ensure your medical bills are covered. 

If you’re unhappy with the treatment you’re receiving, you may request a second opinion or seek approval to switch to a different provider. A workers’ compensation lawyer can help you navigate this process and ensure you receive the care you need.

Be Sure To Tell the Doctor It’s for a Work Injury

When speaking with your doctor, inform them that your injury occurred at work. This ensures your medical records clearly state the injury is work-related, which is necessary for your workers’ compensation claim. Be specific about how and when the injury happened, as incomplete or vague details can create problems later. Accurate medical documentation strengthens your claim and helps establish the connection between your injury and your workplace.

2. Report the Injury to Your Employer

After seeking medical attention, the next step is to report the injury to your employer as soon as possible. Prompt reporting not only ensures compliance with North Carolina’s workers’ compensation laws but also helps prevent unnecessary delays or disputes in processing your claim. 

Make Sure an Accident Report Is Filed

When you inform your employer about the injury, ensure that a formal accident report is completed. This report is a key piece of documentation for your workers’ compensation claim, as it details the circumstances surrounding your injury. Verify that all details, such as the date, time, location, and description of the incident, are accurate and thorough. For more information on this process, visit our guide on how to file a work-related accident report.

Get a Copy of the Report

Always request a copy of the accident report for your records. This document can be vital if there are disputes or delays in your claim, as it provides evidence of when and how the injury occurred. Keep it in a safe place along with other documents related to your injury, such as medical records and communication with your employer. Having this information readily available will make it easier to support your claim if challenges arise.

3. Follow Your Doctor’s Advice and Keep Records of Treatment

After receiving medical care, follow your doctor’s recommendations closely. This includes attending all follow-up appointments, taking prescribed medications, and adhering to any physical restrictions or therapy programs. Not following your doctor’s advice can give the insurance company a reason to dispute your claim or argue that your injury isn’t as serious as reported.

Keeping detailed records of your treatment is equally important. Document all visits, prescriptions, and treatments related to your injury. These records serve as evidence of the medical care you’ve received and help demonstrate the severity of your condition.

Know Where To Send Your Medical Bills

In North Carolina, workers’ compensation should cover your medical bills related to the injury, but it’s your responsibility to ensure those bills are sent to the correct place. Typically, your employer or their insurance provider will provide instructions on where to send medical bills. Confirm this information to avoid unnecessary delays in payment. If you’re unsure or face complications, consulting with an attorney can help ensure everything is properly handled.

4. Contact a Lawyer

Navigating the workers’ compensation process can be complex, especially if your claim is denied or if you encounter delays in receiving benefits. Contacting a workers’ compensation lawyer can make a significant difference in protecting your rights and securing the benefits you may deserve. A lawyer can help you gather evidence, negotiate with insurance companies, and represent you in hearings if necessary.

Understanding how an attorney can help during this process is crucial. Legal representation helps ensure that your claim is filed correctly and that you receive fair compensation for medical bills, lost wages, and other damages. Acting quickly to secure legal guidance can prevent costly mistakes and improve your chances of a successful outcome.

Understanding Eligibility for Workers’ Compensation After a Work Injury

Workers’ compensation is designed to provide benefits for employees who suffer injuries or illnesses on the job, but not everyone is automatically eligible. 

One of the most important factors is filing your claim on time. North Carolina requires workers to notify their employer of an injury within 30 days and file a claim within 2 years of the incident. Missing these deadlines can jeopardize your eligibility for benefits, so acting promptly is critical.

It’s also important to know that some workers may be excluded from workers’ comp, such as independent contractors or certain agricultural workers. If you’re unsure whether your employment status affects your eligibility, talking to an attorney can clarify your situation and protect your rights.

FAQs

What Should I Do If My Workers’ Comp Claim Is Denied?

If your workers’ compensation claim is denied, don’t panic. Denials often happen due to paperwork errors, missed deadlines, or disputes over whether the injury is work-related. Understanding the reasons for claim denial can help you address the issue and file an appeal. A workers’ compensation lawyer can guide you through the appeals process to ensure you receive the benefits you may deserve.

What Is the Employer’s Responsibility When a Worker Is Injured?

Employers have several responsibilities when a worker is injured. They must ensure the injury is reported to their insurance provider, assist in filing the necessary paperwork, and provide access to medical treatment as required by workers’ compensation laws. If your employer is not fulfilling their responsibilities, an attorney can help hold them accountable and protect your rights.

If I Get Injured at Work, Do I Get Paid?

Yes, workers’ compensation provides benefits to cover lost wages and medical expenses if you are injured on the job. The type and amount of benefits you receive depend on the severity of your injury and how long you’re unable to work. 

I Got Injured at Work, Can I Sue?

In most cases, workers’ compensation prevents employees from suing their employers directly. However, there are exceptions, such as when an employer’s intentional actions caused the injury. In certain situations, you may be able to sue your employer or a third party for damages beyond workers’ compensation in certain circumstances. An attorney from our office can clarify your options. 

How Long Do I Have To See a Doctor After a Work Injury?

It’s best to see a doctor immediately after a work injury to document your condition and begin treatment. In North Carolina, delaying medical attention could jeopardize your claim, as timely care establishes the connection between your injury and your job. Always follow any time limits set by your employer’s workers’ comp policy or the state’s laws.

If I Get Hurt at Work, Who Pays?

Workers’ compensation insurance is designed to cover the costs of work-related injuries, including medical bills and a portion of lost wages. In most cases, your employer’s insurance provider is responsible for paying these benefits. If disputes arise about payment, a lawyer can help you secure the coverage you may be entitled to.

Contact a Board-Certified WC Specialist Today!

Navigating the workers’ compensation process can feel overwhelming, especially when you’re recovering from a work-related injury. Knowing how to apply and understanding your rights is could make a difference when avoiding delays and ensuring your claim is handled correctly. A well-prepared claim can make all the difference in securing the benefits you need.

If you’re facing challenges with your claim or have questions about eligibility, our Board-Certified WC Specialist can provide the guidance and support you deserve. With the right attorney by your side, you can focus on your recovery while ensuring your claim is properly managed and your rights are protected. Don’t wait—contact us today to learn how we can help.