Yes, medical payments coverage is very important and economical. You will be glad that you have chosen to take this type of additional coverage if you are ever in an auto accident.
Medical payments coverage is optional insurance coverage in North Carolina you can purchase as part of your automobile insurance policy. It is designed to reimburse you and your passengers for medical expenses resulting from an accident in your vehicle, and in some cases for an accident when you are in another vehicle, regardless of who was at fault. Medical payments coverage typically comes in amounts of $1,000, $2,000, or $5,000. You can find out if you have medical payments coverage by contacting your insurance agent. Your agent should be able to help you file a claim and collect your medical payments coverage. Do keep in mind you can only recover medical payments coverage up to the amount of your actual expenses. If you have any further questions, please contact our office at 877-970-4447.